Scientific delinquencies

Debt, Delinquencies, and Consumer Spending

Analysts forecasting the course of the U.S. economy pay close attention to consumer spending. Because personal consumption expenditures make up about twothirds of the country’s gross domestic product, factors that could influence consumer spending can have significant effects on the economy’s health. Among these factors, the sharp increase of household indebtedness and the rising share of incom...

Intensity models and transition probabilities for credit card loan delinquencies

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Scientific Lectures

Introduction of Scientific Quality Index

The Scientific Quality Index (SQI) was proposed as a qualitative index in 2017 to evaluate the scientific outputs of researchers. In this article, in addition to introducing this index, the results of the most recent researches using this index are mentioned to provide the necessary background for related researches within the country.

Scientific Certificate of Applied Ethics

Applied ethics is a major having a significant role in attracting the attention of the intellectuals and even the public readers regarding the importance of ethical discussions including discussions of the ethical philosophy. However, since only four decades have been passed from the contemporary approach of the scholars of ethics in this field, it is still considered to be a new and evolving d...